Why farmer wellbeing matters to your business, and how to plan for the unexpected
By Robert Blair, Partner and ARA specialist
A new health initiative is offering free drop-in checks for farmers and gamekeepers at Hawes Mart every Tuesday.
Blood pressure, cholesterol, and diabetes checks are all available without needing a GP appointment.
It is a small but important reminder that looking after your health is also looking after your farm.
What if you couldn’t work tomorrow?
If something unexpected happened and you were suddenly unable to work, would your business keep going?
Would someone else know where to find key financial records? Could your team, family, or customers carry on without you in the short term?
Many family-run farms rely heavily on one or two individuals. That’s why it’s so important to plan ahead, not just legally, but financially.
How we can help
We can support you in building resilience into your business. That includes:
- Putting together a short-term financial continuity plan, so someone else can step in with access to the right information.
- Helping you forecast cash flow and costs in case your business needs to run with reduced staff or outside help.
- Reviewing insurance and protection policies, including income protection, key person cover or critical illness policies.
- Supporting you with farm succession planning – including business structure, asset ownership and tax efficiency.
Planning isn’t just for retirement
Future-proofing your farm is just as much about managing the risks now as it is about long-term handovers.
A sudden illness can disrupt the business and your family’s finances, but with the right steps in place, it doesn’t have to.
If you would like to review your plans or talk through what a financial safety net could look like for your farm, we’re here to help.